Click any program below to apply or choose "Apply Now"
3% Down Grant
Click to see details
- No first time home buyer requirement.
- 3% Grant for down payment up to $15,000.
- 80% AMI.
- Silent 2nd that is repaid when you refinance or sell.
- No payments and no interest due.
- Min FICO of 620.
Apply Now
Box Elder County Grant
Click to see details
Grant Amount: $2,000 if approved before making an offer; $1,600 if approved after.
Eligibility:
- First-time homeowners (no homeownership in the last 3 years).
- Must invest a minimum of $500 of personal funds into the home purchase.
- Completion of a housing counseling program is required (contact us for details).
- Income limits apply, based on household size.
- Home must be located within Box Elder County.
Apply Now
Settlers Fund Grant for Box Elder County
Click to see details
Grant Benefits: Offers 3.5% of the home purchase price.
Repayment: No repayment required after 36 on-time payments.
Eligibility:
- Must be an owner-occupied residence.
- Applicable to single-family homes, townhomes, or condos.
- Manufactured homes are excluded.
Apply Now
Borrow Smart Grant for Box Elder County
Click to see details
Grant Amount: Up to $2,500.
Eligibility:
- No prior homeownership in the last 3 years.
- Must be a 1-unit principal residence, including condos, PUDs, or manufactured homes (excluding mobile homes).
- First-time homebuyers must complete a homeownership education program.
- Grants can be combined with other programs.
Apply Now
Home Empowered Grant for Box Elder County
Click to see details
Grant Benefits: Provides up to 3.5% of the purchase price.
Repayment: This is a non-repayable grant.
Eligibility:
- Purchase location anywhere in Box Elder County.
- Must be an owner-occupied single-family home, townhome, condo, or duplex.
- Includes manufactured homes on owned land.
- Eligible applicants include first-time buyers, single parents, essential service workers, or those meeting certain income criteria.
Apply Now
Chickasaw Nation Grant for Box Elder County
Click to see details
Grant Amount: Up to $3,000 for down payment or closing costs on purchases or refinances.
Eligibility:
- Must be a Chickasaw Nation citizen and on the loan application.
- Approved for a home loan for a primary residence without other owned investment properties.
- Excludes cash-out refinances.
Apply Now
Rural No-Money Down Program
Click to see details
Program Benefits: 100% financing for homes in designated rural areas.
Eligibility:
- Entire county of Box Elder qualifies.
- Income limitations based on household size, but generally liberal.
Apply Now
Utah Housing First Time Buyer and FHA Zero Down Programs
Click to see details
Benefits: Little to no down payment required; costs can be covered by secondary loans.
Eligibility:
- Includes options for previous homeowners or those exceeding first-time buyer income limits.
- Various property types eligible, including single-family homes and duplexes.
- Income and credit score requirements apply.
Apply Now
Conventional Zero Down
Click to see details
Program Benefits: Finance down payment and closing costs through secondary loans.
Eligibility:
- No income cap restrictions, but must meet credit criteria.
- Not limited to first-time buyers.
- Excludes manufactured housing.
Apply Now
VA Loan Program
Click to see details
Program Benefits: No down payment required for veterans or their eligible dependents.
Apply Now
Explore Home Buying Assistance Programs in Your County
1. Chenoa Fund
Click to see details
Overview: Offers up to 3.5% of the purchase price for 1-2 unit properties.
Program Options:
- Grant/Gift
- Forgivable Second
- Repayable Second (with no income restrictions).
Apply Now
2. Utah Housing Corporation Loan
Click to see details
Assistance Range: Provides 4%-6% of the purchase price for down payment assistance.
Program Choices:
- FirstHome
- HomeAgain
- Score
- NoMI
Apply Now
3. Rural Housing Program
Click to see details
Benefits: Delivers 100% financing, making it an exceptional opportunity for eligible residents.
Availability: Extensively available across the county, designed to promote rural homeownership.
Apply Now
Take advantage of the opportunities provided by Box Elder County to access financial support through loan programs and grants. Contact us at 801-923-4463
or email us at jacinda@ultimatehomelending.com
for more information. Visit our website at https://192521.my1003app.com/249693/register to apply for funding today.