Homebuyer Grants and No-Down Payment Programs for Piute County (Junction)

Homebuyer Grants and No-Down Payment Programs for Piute County (Junction) Explore a variety of financial assistance options designed to make homeownership more accessible in Piute County. Click on any program to apply or select 'Apply Now'. No first time home buyer requirement. 3% Grant for down payment up to $15,000. 80% AMI. Silent 2nd that is repayed when you refinance or sale. No payments and no intrest due. Min FICO of 620.

Benefits: Offers 100% financing for properties located in designated rural areas. Eligibility: Broad income limits based on household size, making it accessible for most residents.

Benefits: No initial down payment required; includes financing for the down payment and part of the closing costs. Eligibility: Applicable to individuals who have not owned a home in the past three years. Income and property price limits apply. This suite of programs is designed to facilitate homeownership through grants, educational support, and flexible financing solutions. For detailed information or to begin your application, please visit our website or contact our office directly. Explore Homeownership with Exclusive Financial Assistance Programs 1. Chenoa Fund Assistance Offered: Up to 3.5% of the home's purchase price for 1-2 unit properties. Program Options: Grant/Gift: Non-repayable financial aid to help with your home purchase. Forgivable Second: A secondary loan that can be forgiven under certain conditions. Repayable Second: Provides flexibility with no income restrictions and is repayable under favorable terms. 2. Utah Housing Corporation Loan Down Payment Assistance: Receive between 4% and 6% of your home’s purchase price to facilitate your down payment. Choose Your Best Fit: FirstHome: Tailored for first-time homebuyers. HomeAgain: Designed for those re-entering the housing market. Score: Aids buyers with unique credit histories. NoMI: Offers reduced mortgage insurance costs to lower monthly payments.

100% Financing Available: An excellent financing solution for homes located in designated rural areas across most of the county. Broad Eligibility: Designed to make homeownership more accessible without the need for a traditional down payment. These programs are structured to provide significant support to potential homeowners, whether you are buying for the first time or getting back into the market. For more information or to apply, please visit our website or contact our office directly. Let us help you find the right program to achieve your homeownership dreams in a financially sustainable way.