Home Buyer Grants and No-Down Payment Programs for Utah County

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3% Down Grant

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Home Buyer Grants and No-Down Payment Programs for Utah County Explore these programs and apply directly by clicking on any program listed here or by selecting "Apply Now." No first time home buyer requirement. 3% Grant for down payment up to $15,000. 80% AMI.Silent 2nd that is repayed when you refinance or sale.No payments and no intrest due.Min FICO of 620.

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1. Provo Loan to Own Program

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Offers up to $40,000 in down payment assistance for first-time homebuyers purchasing within Provo.Designed to make homeownership more accessible and affordable.

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2. Utah County Down Payment Assistance

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Provides up to $40,000 depending on the buyer's financial needs.The 'Loan to Own' initiative extends eligibility to most cities within Utah County, facilitating broader participation.

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3. Chenoa Fund

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Delivers up to 3.5% of the purchase price for 1-2 unit properties.Available options include grants, forgivable seconds, or repayable seconds with no income limits, catering to various financial situations.

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4. Utah Housing Corporation Loan

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Offers down payment assistance ranging from 4% to 6% of the purchase price.Choose from diverse programs like FirstHome, HomeAgain, Score, and NoMI to fit different homebuyer needs.

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5. Rural Housing Program

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Provides 100% financing for eligible rural properties, making it an excellent option for those looking to purchase outside urban areas in most parts of the county.Each of these programs is designed to help reduce the financial barriers to homeownership, ensuring more individuals and families can achieve their dreams of owning a home. For details on eligibility and application processes, please click on the program of your interest or the 'Apply Now' button.

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