Ryan Davies RCS-D CDLP

NMLS # 1895732

801-205-1635

refiwithryan@gmail.com

Ryan Davies RCS-D CDLP Certified Divorce Real Estate and Mortgage Specialist

Blog

How Self-Employed Individuals Can Secure a Mortgage with Confidence

How Self-Employed Individuals Can Secure a Mortgage with Confidence

Becoming a homeowner is a significant goal for many, but the path to homeownership can be more complex for self-employed individuals. The unpredictable nature of self-employment income and the need for extensive documentation can make the mortgage applica

Oct 08, 2024 | Purchasing a Home

Discover Low-Cost Mortgage Solutions for First-Time Buyers

Discover Low-Cost Mortgage Solutions for First-Time Buyers

For many, buying a home can seem like an impossible goal, especially for those who are working hard to make ends meet. High real estate prices, strict credit requirements, and large down payments often feel like barriers that are too difficult to overcome

Oct 03, 2024 | Purchasing a Home

Understanding the VA Loan: How Many Times Can You Use It?

Understanding the VA Loan: How Many Times Can You Use It?

Becoming a homeowner is a key part of the American dream, especially for those who have served our country. The VA Loan stands as a valuable benefit for veterans and active service members in their pursuit of homeownership. But a common question often ari

Oct 01, 2024 | VA Loans

Financing Options for Real Estate Investment

Financing Options for Real Estate Investment

Investing in real estate can feel like an exciting, yet challenging, journey. The key to success? Understanding how to finance your investment property. With a range of financing options available, knowing which path to take can turn a complex process int

Sep 26, 2024 | Purchasing a Home

Understanding Mortgage Rates: A Guide for First-Time Homebuyers

Understanding Mortgage Rates: A Guide for First-Time Homebuyers

Becoming a homeowner for the first time is an exciting yet complex process, filled with many decisions. One of the most important choices you’ll make is understanding mortgage interest rates, as they will affect your financial future for years to co

Sep 24, 2024 | Purchasing a Home

How the Fed's Rate Cut Could Impact Your Mortgage

How the Fed's Rate Cut Could Impact Your Mortgage

On Wednesday, September 18, 2024, the Federal Reserve took a significant step, lowering its target interest rate for the first time since the COVID-19 pandemic. The Fed's 50 basis point cut, from a 23-year high, sparked anticipation in financial markets.

Sep 19, 2024 | Refinancing a Home

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